Privacy Policy & Notice at Collection

Information We Collect: We collect personal information you voluntarily provide, including your name, contact information, Social Security number, income, and employment history to process your mortgage application and respond to inquiries. We also collect credit history and scores from third-party bureaus.

Cookies and Tracking: We use cookies, web beacons, and similar tracking technologies (such as Google Analytics) to analyze website traffic, improve your browsing experience, and understand how you interact with our services. You can manage your cookie preferences through your browser settings.

How We Protect Your Data: We implement industry-standard security measures, including SSL encryption, secure servers, and multi-factor authentication, to protect your personal information from unauthorized access. Access to your sensitive data is restricted to authorized employees who require it to process your mortgage application.

How We Use Your Information: Your data is used strictly to provide the mortgage services you requested, including loan pre-approvals, application processing, and account notifications.

Mobile Information & SMS Privacy: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Text Messaging (SMS): Users opt-in to receive SMS notifications by providing their phone number through our website forms or application portal. Message frequency varies based on your interaction with our team. You can opt-out at any time by replying STOP.

Your Rights (California Residents): Under the CCPA (effective Jan 1, 2026), you have the right to request deletion of your data, correct inaccuracies, and limit the use of sensitive personal information (like your SSN). To exercise these rights, contact us at [email protected]

Xact Agency is a corporation licensed by the California Department of Real Estate, License #02154738, NMLS ID #2485154. Mortgage services are provided under our DRE License and NMLS Mortgage Loan Originator Endorsement. We serve the State of California exclusively.

quick info

www.xactagency.com

510-688-5408

209-900-2033

Equal Housing Opportunity

By providing your phone number, you agree to receive text messages from Xact Agency. Message and data rates may apply. Message frequency varies. Reply STOP to opt-out.

Xact Agency, 632 Henry Long Blvd, Stockton, CA 95206. All rights reserved.

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