Terms of Service and Conditions
Mortgage Brokerage Services: Xact Agency acts as a mortgage broker and does not make mortgage loans or commitments. We work on your behalf to arrange financing from third-party lenders.
SMS & Text Messaging: By providing your phone number and checking the consent box, you authorize Xact Agency to send automated and manual text messages regarding your loan status, appointment reminders, and requested mortgage information.
Consent: Consent is not a condition of purchase or any loan commitment.
Opt-Out: Reply STOP to cancel at any time.
Support: Reply HELP for assistance or email [email protected]
Rates/Frequency: Message frequency varies. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages.
Age Requirement: By using our services or providing your consent, you certify that you are at least 18 years of age.
Disclosures: As required by RESPA, you will receive a Loan Estimate (LE) and other mandatory disclosures within three business days of a completed application.
NMLS Disclosure: Xact Agency is a licensed mortgage broker, NMLS # 2485154, DRE 02154738
Xact Agency is a corporation licensed by the California Department of Real Estate, License #02154738, NMLS ID #2485154. Mortgage services are provided under our DRE License and NMLS Mortgage Loan Originator Endorsement. We serve the State of California exclusively.
